03/09/2026
Been thinking about renovating, but wondering how you’d fund it?
You may have noticed ANZ advertising its Reno Loan recently, offering eligible existing home loan customers a way to borrow for renovations and home improvements.
And they’re not the only option. Depending on your circumstances, your bank or mortgage adviser may be able to talk you through different ways of financing a renovation.
If renovating has been sitting on your “one day” list, it could be worth finding out what’s actually possible.
Our advice? Start by understanding what you can comfortably afford, then talk to your builder early. Having a realistic idea of what your renovation is likely to cost can help you make better decisions about the scope of the project before plans get too far down the track.
Whether it’s a new kitchen or bathroom, an extension, or a larger whole-home renovation, good planning at the beginning can make a big difference.
Thinking about renovating your Wellington home? Get in touch with the Orkney team to talk through your ideas.