06/11/2026
🚨 HOMEOWNER WARNING 🚨
DON’T BECOME A VICTIM OF INSURANCE FRAUD
If a roofing contractor tells you:
❌ “We’ll eat your deductible.”
❌ “We’ll cover your deductible.”
❌ “We’ll roll your deductible into the claim.”
❌ “You won’t have to pay anything out of pocket.”
RUN.
These are some of the biggest red flags a homeowner can encounter during an insurance claim.
Your deductible is your contractual responsibility as the policyholder. Any contractor willing to waive, absorb, or hide your deductible is asking you to participate in insurance fraud.
Ask yourself:
👉 If they’re willing to break the law to get the job, what corners will they cut on your roof?
👉 Will they use discounted, surplus, or questionable materials?
👉 Will they be around if problems arise later?
👉 Will they stand behind their workmanship?
A quality roofing contractor doesn’t need gimmicks, shortcuts, or illegal sales tactics to earn your business.
They earn it through:
✅ Honesty
✅ Quality Materials
✅ Proper Installation
✅ Manufacturer Warranties
✅ Professional Service
TEXAS HOMEOWNERS TAKE NOTICE
Under Texas House Bill 2102, contractors are prohibited from paying, waiving, absorbing, rebating, or otherwise offsetting a homeowner’s insurance deductible.
If a contractor’s sales pitch starts with “free roof” or “we’ll take care of your deductible,” that’s a warning sign—not a benefit.
Protect your home. Protect your investment. Protect yourself.
Choose a contractor that follows the law and does the job right.
Mitchell Roofing & Exteriors
📞 Honest Roofing. Quality Workmanship. No Gimmicks.
