MFB Co. Inc. Construction

10/17/2026

Tesla can unveil another futuristic concept, generate headlines, and keep people speculating about what may happen years from now.

That’s the game: attention, anticipation, valuation.

Meanwhile, there is real wealth sitting inside ordinary properties right now.

Unused space. Aging homes. Additions that were never explored. ADU potential. Properties that can be repositioned. Equity that can be turned into something more productive.

At MFB Co. Inc., we are focused on helping people understand and unlock that value—not someday, but through real property, real construction, real strategy and real ex*****on.

The headlines may belong to flying cars.

We’re more interested in helping families and property owners build wealth they can actually own.

PROPERTY. CAPITAL. EX*****ON.

10/07/2026

09/30/2026

AB 956 changes the backyard math.

Qualifying single-family lots can now support up to two detached ADUs.

That can mean more housing, more income potential, and more value from the same property.

But more units only matter if the numbers work.

PROPERTY. CAPITAL. EX*****ON.

09/29/2026

California just made larger ADUs a little more practical.

SB 1117 has been signed into law, changing how certain impact fees are calculated for ADUs larger than 750 sq. ft.

For up to two ADUs on a lot:

→ ADUs 750 sq. ft. or smaller remain exempt from impact fees.
→ For ADUs larger than 750 sq. ft., qualifying impact fees are calculated only on the square footage above 750 sq. ft.

Example: Build a 1,000 sq. ft. ADU, and the impact-fee calculation applies to the additional 250 sq. ft. — not the entire 1,000 sq. ft.

For property owners considering a larger ADU, that can change the feasibility conversation.

Before deciding how much to build, understand the property, the development rules, the costs and the capital structure.

PROPERTY. CAPITAL. EX*****ON.

Manuel Francisco Bran Co. Inc.
Design-Build | ADUs | Additions | Remodels | Ground-Up Construction
CSLB #904448 | General Liability Insured

PropertyDevelopment DesignBuild MFBCoInc

09/29/2026

CALIFORNIA JUST OPENED THE DOOR TO MORE SMALL-LOT HOUSING.

Governor Newsom signed SB 1116 into law today. The bill strengthens California’s Starter Home Revitalization Act and expands the streamlined path for qualifying subdivisions of up to 10 homes.

For homeowners, investors and real estate professionals, this creates another reason to look beyond what a property is today — and evaluate what it could become.

The opportunity starts with understanding the land.

PROPERTY. CAPITAL. EX*****ON.

MFB Co. Inc.
Design-Build | ADUs | Additions | Remodels | Ground-Up Construction
CSLB B-General #904448

CaliforniaRealEstate MFBCoInc

09/21/2026

Do not begin with a loan application. Begin with four questions:

• Can the property legally support the ADU?
• What will it really cost?
• What rent is realistic?
• Which financing path fits the homeowner without putting the property at unnecessary risk?

MFB evaluates the property, capital, risk and ex*****on before money is committed.

Start with an ADU feasibility review.

Manuel Francisco Bran Co. Inc.
CSLB 904448

09/16/2026

Homeowners 62 and older with substantial equity may have another option.

A HECM reverse mortgage can sometimes provide funds without monthly principal-and-interest payments. The loan balance grows over time, home equity is reduced, and the homeowner must continue paying property taxes, insurance and maintenance.

This should be reviewed independently with a HUD-approved counselor and licensed HECM lender—not treated as a sales pitch.

Manuel Francisco Bran Co. Inc. is not a lender and does not provide financial advice.

CSLB #904448 | General Liability Insured

MFBCoInc