09/07/2026
🚨 Could your cross-lease title be defective? 🚨
A defective cross-lease title is more common than you might think. If your home, garage, deck, extension, or other structures don't match the building outlines shown on your Flats Plan, your title may be defective. 😬
Why does it matter? A defective title can create issues when selling your property and may make lenders reluctant to approve finance.
✅ The good news? There are solutions.
If your cross-lease title is defective, you generally have two options:
🏡 Convert to Fee Simple (Freehold) Title
📋 Update the Flats Plan
At Survus, we help property owners understand their options and guide them through the process from start to finish. Our team loves helping clients untangle cross-lease complexities and find the best solution for their property.
📞 Give us a call today on 0800 953 273 for a friendly chat and an indication of costs.
Learn more about our subdivision services: https://www.goodtitle.co.nz/update-a-flats-plan/
Contact our team today for a free, no-obligation quote.
Rectify a defective title caused by your existing building on your section not matching your latest flats plan. Read 'Update your flats plan"