Michael Bowen at Waterstone Mortgage NMLS #214602

06/23/2026

Don’t let long wait times slow you down. At Waterstone Mortgage Corporation, how we’re making quick, seamless loan closings a reality.

Ready to start your journey? Let’s talk. Visit the link to get pre-approved: https://bit.ly/4tDNpVj

06/21/2026

Happy Father’s Day to the dads, stepdads, grandpas, and father figures helping turn houses into homes. 🏡 Wishing you a day filled with love, family, and a few dad jokes.

06/20/2026

5.0 star review received on Experience.com for Michael Bowen by Lional M - Michael went above and beyond regular business, to bring our home purchase to reality. He and his team are the best. Thank you Michael.

Click to see all 182 reviews of Michael Bowen at Waterstone Mortgage NMLS #214602, Senior Loan Originator

06/20/2026

5.0 star review received on Experience.com for Michael Bowen by Arthelia M - All phases of the process went smoothly and the assistance is appreciated. Thank you!

Click to see all 181 reviews of Michael Bowen at Waterstone Mortgage NMLS #214602, Senior Loan Originator

06/18/2026

One question we’re seeing a lot throughout the industry right now is: “How do I buy a house if I’m self-employed?”

The process DOES look a little different for those who are self-employed, freelancers, small business owners, or gig workers.

Normally, you’ll need to provide a W-2 when applying for a mortgage.

But with Statement Select, Waterstone Mortgage’s bank statement program, you can use your bank statements to qualify — no W-2 needed.

This article walks through the process — check it out: https://bit.ly/4wY4pHu

06/17/2026

Imagine having a little more room in your budget during your first year as a homeowner.

With Smart Start Buydown, eligible buyers benefit from reduced mortgage payments during year one, helping make the transition into homeownership a little easier. Best of all, Waterstone Mortgage covers the cost of the temporary rate buydown.

Let’s make your move together. Send a message to go over your options!

06/17/2026

5.0 star review received on Experience.com for Michael Bowen by Susan J K - Michael and Roseann were so friendly and supportive through the whole process. They made things easy to understand and communicated clearly and often.

Click to see all 179 reviews of Michael Bowen at Waterstone Mortgage NMLS #214602, Senior Loan Originator

06/16/2026

Could refinancing put more money back in your pocket?

If you bought a home between 2023 and 2025, it may be worth taking another look at your mortgage. New research from LendingTree shows nearly one-third of homeowners who purchased during those years may be able to lower their rate or monthly payment in today’s market.

Even a small rate reduction could mean meaningful monthly savings — helping free up room for home improvements, savings, debt payoff, or everyday expenses.

Every situation is different, so it’s important to review your full financial picture.

If you’d like to explore whether refinancing makes sense, let’s crunch the numbers together. Send a message, and we’ll explore which option makes the most sense for you.

06/15/2026

In case you missed it — June is National Homeownership Month! 🎉

There’s never a bad time to start preparing for homeownership — whether that means improving your credit, saving for a down payment, or getting pre-approved to understand your buying power.

No matter where you are in the journey, let’s walk through it together.

The internet can answer a lot of questions — but when it comes to home financing, nothing replaces working with a trusted professional who understands your goals and unique situation.

Personalized guidance. Local expertise. 🙌

Reach out anytime to get started.

06/12/2026

Did you know you can buy a house with no down payment (or a very small one)?

Many homebuyers still think you have to put 20% down to buy a house. This is a myth!

Waterstone Mortgage offers a variety of mortgage programs designed to help buyers get into a home sooner, with flexible down payment options to fit different financial situations.

Some options include…

✅ FHA loans
✅ VA loans
✅ USDA loans
✅ Loans for local heroes and experts
✅ Waterstone Mortgage’s “Powerhouse 100”
✅ 3% down conventional options

Learn more here: https://bit.ly/4uGDvlX