IL Restoration Group PLLC

08/21/2026

Some of the team with neighbors we got approved for new roof,gutters and siding!

08/21/2026

Fully Approved by the insurance co less than 2 weeks ago already putting the roof on! We also had to replace ten 2x6 and three 2x8 as well as over 15 pieces of decking. We don't just do roofs we can fix structural carpentry issues as well :)

06/04/2026

Major shift at State Farm — and policyholders should pay attention.
This is not just about agent pay. This is about incentives.

According to WGLT, State Farm is changing agent contracts effective in 2028, eliminating a deferred compensation program many agents viewed as retirement support, ending health insurance offerings, and reducing base compensation.

The bigger issue for policyholders is the direction of the incentive structure. WGLT reported that agents described the new model as moving away from compensation tied to retaining and servicing an existing book of business and toward compensation based on writing new business.

Translation: the “good neighbor” model may be giving way to a growth, volume, and digital-sales model.

That matters in claims.

For years, policyholders believed their local agent could be an ally when a claim was mishandled. But if the book of business is worth less to the agent, assigned customers are compensated differently, and agents are pushed to sell more instead of service more, policyholders should not assume the agent has the same ability or incentive to fight for them.

This does not mean every State Farm agent stopped caring. Many do care. Many are upset too.

But policyholders need to understand the reality: your claim is governed by the policy, the facts, the estimate, the damages, the building code, and the claim file — not a slogan.

When a carrier underpays or denies a covered loss, do not rely on “good neighbor” branding.

Get the denial or estimate in writing. Demand the policy language.
Document the damage.
Know the code requirements.
Preserve your rights.

Insurance is a contract. Claims should be paid according to the policy — not according to a company’s new sales model.

https://www.wglt.org/local-news/2026-06-02/boiling-mad-and-fearing-an-uncertain-future-state-farm-agents-react-to-contract-changes?fbclid=IwdGRzaASMkphjbGNrBIySkWV4dG4DYWVtAjExAHNydGMGYXBwX2lkDDM1MDY4NTUzMTcyOAABHqot9UVmEId5p5N0-oky3sF0DHQRtpmUOsAvgnVirTWbjBAHouSUmziMJ6xl_aem_FF0qdszSRVnNUS6Ivvdyew

Many State Farm agents said they feel angry and betrayed by the Bloomington-based company.

04/22/2026

We have the whole block getting new roofs in Darien over here!!!!

04/22/2026

Another approval in Darien this morning!

04/06/2026

03/29/2026

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