Ranciato Public Adjusters Group, LLC

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Cheshire, CT
Ranciato Public Adjusters Group, LLC

We are your fiercest advocate, fighting to get you the maximum settlement for your insurance claim.

09/30/2024

This is not something new. Read the comments and you will see why it is so important to hire your own Public Adjuster. Your insurance company is NOT on your side. This is why we exist. In most states, including and , we are the only licensed representatives that can negotiate and handle a claim on your behalf other than an attorney. We work diligently to ensure you are fully compensated for all damages.
Florida passed the Insurer Accountability Act in 2023 which prohibits any altering or amending to an adjusters estimate without disclosing what and why it was changed. They must keep all versions of the estimate. If you think you are a victim of this practice, please file a complaint with the states insurance department and consult an attorney.
Consult with a Public Adjuster to ensure you are not a victim of your insurance companies games.

CT Public Adjuster License # 16996395
FL Public Adjuster License # W480712

08/19/2024

We hope you are safe and very sorry about all the tragic events that took place during yesterday’s storm.

We have received numerous calls this morning regarding water and flood damage. If you have experienced any damage and need help with questions or navigating your policy and insurance claim please reach out to us!

You can email your policy for review and your contact information to:
[email protected] or call/text us at 203-265-1557.

01/13/2024

This client called us a few days after the claim
occured to represent them.

Their insurance company claimed their home was habitable and told the insured to stay in the home instead of immediately providing temporary housing 😵🤦🏻‍♀️.

The insurance company also claimed the fire was contained to the kitchen and did not damage the rest of the home. With our knowledge and expertise we were able to prove there is a significant amount of smoke and combustion by products throughout the home due to the fire.

Long story short:

🚫 NEVER let your insurance company representatives guide you through a claim. They do not represent you; they represent the financial interests of the insurance company.

Call us immediately after a claim and let a professional with experience and your best interests guide you through the process and represent you.

📲 203-265-1557

12/01/2023

Let's break down the term 'depreciation' in insurance lingo! 📚✨ Depreciation, essentially the 𝒓𝒆𝒅𝒖𝒄𝒕𝒊𝒐𝒏 𝒊𝒏 𝒕𝒉𝒆 𝒓𝒆𝒑𝒍𝒂𝒄𝒆𝒎𝒆𝒏𝒕 𝒄𝒐𝒔𝒕 𝒗𝒂𝒍𝒖𝒆 𝒐𝒗𝒆𝒓 𝒕𝒊𝒎𝒆 is a crucial concept to grasp.

Most insurance policies operate on the depreciated value until you replace the item, for example:

Let's say your 5-year-old TV is valued at $100 to replace today. With a 10% annual depreciation over 5 years, that's a 50% reduction. So, $100 Replacement Cost x 50% Depreciation = $50 Actual Cash Value. Your insurance pays this amount ($50) until you spend $100 on a new TV and provide a receipt.

Beware: insurance companies may sometimes over-depreciate your items. Safeguard your interests by having a Public Adjuster on your side. They ensure you get what you deserve! 🛡️💼

11/30/2023

Fire damage - a daunting challenge that no one should face alone. 🔥🏡 Ranciato Public Adjusters is here to guide you through the aftermath of a fire and help you recover.

Our experienced team specializes in handling insurance claims for fire damage. We'll work tirelessly to assess the extent of the damage, ensure you receive the compensation you deserve, and support you in rebuilding your life.

You don't have to walk this path alone; we're here to support you every step of the way. 💼💙

📞 Reach out today at 1-203-265-1557. Your path to recovery starts now

11/28/2023

Winter's chill can lead to a costly problem:𝐅𝐑𝐎𝐙𝐄𝐍 𝐏𝐈𝐏𝐄𝐒.🥶🌡 But with a little know-how, you can safeguard your property against this common winter issue. Here are some useful tips for you:

➡️ Insulate exposed pipes with foam sleeves or heat tape to prevent freezing.

➡️ Seal any gaps or leaks in your property's exterior to keep cold air out.

➡️ Maintain a consistent indoor temperature, especially during cold snaps.

➡️ Open cabinet doors under sinks to allow warm air to circulate around the pipes.

➡️ Allow faucets to drip slightly during extremely cold nights to prevent freezing.

Should the worst happen and your pipes freeze, remember that Ranciato Public Adjusters Group is here to help you navigate the insurance claims process. We've got your back! ❄️🏠

11/27/2023

Helping you with claims is not just our job; it's our commitment. 🤝🏡 At Ranciato Public Adjusters, we understand that dealing with insurance claims can be overwhelming. That's why we're here, to make this process easier for you.

Our team of experienced professionals is dedicated to ensuring that you receive the full compensation you are entitled to. We'll guide you through the complexities of insurance claims, assess damages meticulously, and advocate for your rights every step of the way.

No matter the nature of your claim, whether it's related to storm damage, fire damage, water damage, or any other property issue, we're here to support you. 💼💙

📞 Reach out today at 1-203-265-1557 and let us help you with your claims. Your peace of mind is our priority

11/23/2023

On this beloved holiday🦃🎈, we pause to reflect on the many reasons we're grateful. At Ranciato Public Adjusters Group, we're thankful for the trust and confidence you've placed in us, allowing us to be your partner in property claims.🙌

This year, we've been privileged to assist countless property owners and managers in navigating the challenges of insurance claims, whether it be after a storm, fire, or any unexpected event. Your resilience in the face of adversity inspires us every day.

As you gather with loved ones around the table, may your hearts be warmed by the spirit of gratitude. We extend our heartfelt thanks to each of you for being part of our extended family. From our family to yours, 𝐇𝐚𝐩𝐩𝐲 𝐓𝐡𝐚𝐧𝐤𝐬𝐠𝐢𝐯𝐢𝐧𝐠!🍁🏠

11/22/2023

Electrical fires can be devastating🔌🔥, but they're often preventable with some simple precautions. To avoid the nightmare of electrical fires, practice these safety habits:

🔶 Regularly check for loose-fitting plugs to prevent overheating.
🔶 Inspect cords for any signs of fraying or cracks – replace them if necessary.
🔶Invest in surge protectors to shield your expensive electronics from power surges.

At Ranciato Public Adjusters Group, we're all about minimizing risks and protecting your investments. Your safety and peace of mind is our priority!🤗

11/20/2023

If you experience frozen pipe damage during the winter months and want to receive a fair and comprehensive settlement from your insurance company, it will be wise to hire Ranciato Public Adjusters Group.🙌

We are skilled at thoroughly assessing property damage. This includes both visible and hidden damage, such as structural issues or mold growth that may result from water damage caused by frozen pipes.

𝐓𝐡𝐞 𝐞𝐧𝐝 𝐫𝐞𝐬𝐮𝐥𝐭: We’ll help you navigate the claims process and achieve the best outcome for you.👉

11/17/2023

Gratitude fills our hearts for the kind words you've shared in your testimonial. 🙏✨ Your trust and satisfaction mean the world to us.

At Ranciato Public Adjusters, we're not just a service; we're a community. Your feedback drives us to continually provide the best support for our clients. Thank you for being part of our journey. 💼💙

10/31/2023

Happy Halloween from the Ranciato Public Adjusters team! 🦇👻 Wishing you a spook-tacular day filled with treats and no tricks. Stay safe and have a hauntingly good time! 🕸️🍬

Address

615 W Johnson Avenue
Cheshire, CT
06410

Telephone

+18882989014

Website

https://www.ranciatopublicadjusters.com/

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