Comrade Roofing and Construction

Comrade Roofing and Construction We specialize in providing top-quality roofing services, including installations, repairs, and maintenance.

In my opinion, roof color makes a big difference. This project features Owens Corning Duration shingles in the color Amb...
02/28/2026

In my opinion, roof color makes a big difference.
This project features Owens Corning Duration shingles in the color Amber.

🏠 Considering a Second Layer of Shingles? Think Twice. 🛑We recently completed a roof replacement where a second layer of...
07/29/2025

🏠 Considering a Second Layer of Shingles? Think Twice. 🛑

We recently completed a roof replacement where a second layer of shingles had been installed over the original. Once we removed the old materials, we uncovered extensive hidden damage — including rotten decking, mold, insect infestation, and signs of long-term water intrusion.

While installing a new layer over existing shingles may seem like a cost-saving solution, it can actually:

• Conceal serious underlying issues
• Add excessive weight to your roof structure
• Void manufacturer warranties
• Result in higher repair costs down the road

đź’ˇ A full tear-off allows for proper inspection and repair of the underlying structure, ensuring your home receives a durable, long-lasting roofing system.

I'm sharing a photo of hail damage on a TPO roof. The crack you see is incredibly tiny, almost as thin as a strand of ha...
06/09/2025

I'm sharing a photo of hail damage on a TPO roof. The crack you see is incredibly tiny, almost as thin as a strand of hair on the TPO surface, but even such a small crack can lead to leaks and issues with the roof's insulation. The good news is that this kind of damage is often eligible for a full replacement through insurance. To identify this small damage, I had to thoroughly clean the entire TPO roof, as the cracks are so subtle and easy to miss.

No matter the size of the job, big or small, we're here to handle it all!
06/09/2025

No matter the size of the job, big or small, we're here to handle it all!

Hello everyone.Last night, we faced a severe hurricane and a few tornadoes in Texas. I've noticed many roofing salesmen ...
03/05/2025

Hello everyone.
Last night, we faced a severe hurricane and a few tornadoes in Texas. I've noticed many roofing salesmen offering free tarping services. However, in many cases, the roof might not need tarping and should be repaired immediately. Improper tarping can cause more damage by requiring additional nails, leading to more expensive repairs. Moreover, a few missing shingles often do not cause a leak, so you can take your time before making repairs. Additionally, be cautious of salesmen pushing to file insurance claims for wind damage, as these are often difficult to get approved. It's best to collect a few estimates for repairs before rushing to file a claim.
Wishing everyone the best of luck!

You can be active or reactive—every person is different. No matter your approach, we’re here to help everyone!
02/25/2025

You can be active or reactive—every person is different. No matter your approach, we’re here to help everyone!

First Snow Greetings!Many of you are probably enjoying a warm cup of mulled wine right now. Meanwhile, I want to take a ...
01/09/2025

First Snow Greetings!

Many of you are probably enjoying a warm cup of mulled wine right now. Meanwhile, I want to take a moment to share some personal insights. It’s truly heartbreaking to see someone holding a piece of paper with trembling hands, completely confused about what’s happening—wondering why they’re being charged so much without understanding the details.

Let’s talk about two key concepts that often catch homeowners off guard: “Deductible” and “Depreciation.”

Depreciation refers to the reduction in the value of your property over time due to wear and tear, or aging.

For instance, imagine your roof was installed in 2010 using standard materials rated to last 30 years under the manufacturer’s warranty (though this is often not realistic for Texas conditions). In such cases, an insurance company might withhold up to 50% of the roof's replacement cost until the roof is fully replaced.

What’s important to understand is that as your roof ages, your insurance provider may adjust your policy to an ACV (Actual Cash Value) basis. This means they’ll pay only the depreciated value of the roof, leaving you to cover the rest of the costs out of pocket.

Example:

In the screenshot below, the insurance company assessed repair costs at $14,579.14. However, after subtracting the Deductible and Non-Recoverable Depreciation, the final payout was reduced to just $6,136.25.

Deductible is the portion of the repair costs that the homeowner is responsible for paying out of pocket.

Before 2022, the deductible was typically 1% of the property’s total value. Today, it is increasingly common to see deductibles rise to 2% or higher. This directly reduces the amount paid by insurance for claims, making it essential to check what percentage your deductible is.

In some cases, the deductible can amount to nearly half of the total repair costs. An example of this will be attached below.

What Should We Remember?
Opinions on the U.S. insurance system may differ, but for most homeowners, it’s a necessary to safeguard. However, only you can take charge of your interests by carefully reviewing and understanding the terms of your insurance policy.

Wishing you all the best! Stay informed and protect your investments.

Thank You All! Happy Holidays!Over the years, I've accumulated many interesting stories, and today I’d like to share one...
11/28/2024

Thank You All! Happy Holidays!

Over the years, I've accumulated many interesting stories, and today I’d like to share one of them. This is a case with a positive outcome that still makes me smile.

Recently, as the weather turned colder, some clients reached out to me, asking for a roof inspection. The condition of the roof turned out to be dire—essentially, "the patient was more dead than alive." Upon learning this, the homeowners decided to file an insurance claim (it was a duplex, with each side having its insurance policy).

Usually, if a roof is over 15 years old, proving hail damage can be challenging unless the hail is the size of golf balls or larger. Moreover, insurance companies often refuse to cover replacement for such roofs—but that’s a story for another time. In this case, there was nothing to lose, and an adjuster meeting was scheduled.

Here’s where a fortunate series of circumstances came into play:

1. The first inspection was handled by an insurance company known for its lenient approach.

2. The roof’s condition was truly terrible—granules were falling off, and the roof’s height (a story and a half) made climbing it dangerous.

3. That morning, a light rain had fallen, leaving the roof damp.

The inspector examined the house from below but chose not to climb up. They asked for photos to be sent once the roof dried. Within three hours, I had prepared a report confirming the need for a replacement.

The next day, a meeting took place with representatives from another insurance company, known for being much stricter in their decisions. Typically, such companies are reluctant to make concessions. However, seeing that half of the roof was already approved for replacement and a check had been issued, they reluctantly agreed to cover the other half.

Unfortunately, such lucky cases are rare. More often, insurance companies find ways to deny coverage: they don’t pay depreciation, deductibles exceed the repair cost, or they come up with other reasons to refuse claims.

I’m happy to welcome you all! I’ll do my best to share something new and useful.I worked for other companies for a long ...
11/22/2024

I’m happy to welcome you all! I’ll do my best to share something new and useful.

I worked for other companies for a long time, but it was time to go independent. So far, so good after six months! You might be surprised, but Texas is the Mecca of the roofing industry. This comes with its pros and cons. There’s a lot of competition, which is always a plus for consumers, and persistent “educators” who show up at your door after the slightest hailstorm.

In 70% of cases, the need to replace a roof isn’t due to leaks but rather weather-related damage. About 25% of roofs are replaced because of a home sale or purchase, and less than 5% are replaced at the homeowner’s initiative. These aren’t conclusions from British scientists—this is what I see firsthand.

If you need help sorting through all of this, I’m here for you! Whether it’s a small repair or a complete roof replacement, with or without insurance, I’ve got you covered.

Address

10290 Monroe Drive STE 301
Dallas County, TX
75229

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 10am - 8pm
Sunday 10am - 8pm

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