06/26/2026
Every major storm brings two things: real damage — and contractors you've never heard of.
Within 48 hours of a significant hail event, roofing crews from out of state flood affected neighborhoods. In the industry, they're called storm chasers. Homeowners call them ""Chuck in a Truck."" Some are legitimate. Many are not — and the ones who aren't can leave you with a bigger problem than the storm itself.
Here's what to watch for:
🚩 Out-of-state plates and no local Colorado address
🚩 ""I'm in the neighborhood today only — sign now and save."" That's high-pressure. That's a red flag.
🚩 ""I'll waive your deductible."" Under Colorado Senate Bill 38 and Texas HB 2102, it is a criminal offense for a roofing contractor to waive, absorb, or pay a homeowner's insurance deductible. Contractors who do this are breaking state law. Homeowners who agree to it risk claim denial and policy cancellation.
🚩 No contractor license number (Colorado requires one) and no BBB presence
🚩 Demands full cash payment upfront
🚩 Offers a warranty from a company that may not exist in two years
What legitimate looks like: A Colorado-licensed contractor with a local address, verifiable references from your community, a written workmanship warranty, and zero pressure to sign on the spot.
ARR has been serving Northern Colorado since 2012. Our phone number hasn't changed. Brian is a veteran. Our references are local and real. We will never knock on your door and pressure you to sign anything.
If a contractor is at your door right now and something feels off — call us first.
📞 (970) 460-8720 | AmericanRoofingAndRestorations.com
Colorado Licensed | Veteran-Owned | BBB Accredited