WriteLoss - ClaimWrite Inc

WriteLoss - ClaimWrite Inc WriteLoss™ - ClaimWrite Inc. writes Xactimate Reports for Contractors, Adjusters, and Attorneys. W WriteLoss™ ClaimWrite Inc. We are a rare type of company.

writes Xactimate™ Reports for Contractors, Adjusters, and Attorneys. We also provide24 Hour Xactimate Writers various claims back office support for supplements, recoverable depreciation, notice of loss and other claims management support. It is important to note that Xactimate™ Inc. is not a claims adjusting firm and does not adjust claims. Our partners have more than 46 years of construction, cl

aims management, and various support for the entire insurance claim process. First and foremost, we estimate. We produce over $600 Million in estimates annually and quietly provide a powerful service, supporting the insured, and our client’s bottom line.

Charred structure, exposed systems, mechanical, plumbing, the works. The kind of file where a room-by-room template fall...
08/27/2026

Charred structure, exposed systems, mechanical, plumbing, the works. The kind of file where a room-by-room template falls apart fast and the scope has to be built from what the building actually is.

Here’s the part that still makes me proud after 30 years in this work: from assignment to finished estimate, these files rarely take our crew more than four days.

Not because we rush. Because every estimator on this team holds a Level III Xactimate certification and has walked losses like this one before. When you know what you’re looking at, you don’t waste time guessing. You document, you scope, you price, and you write it so the numbers hold up when someone pushes back on them.

We do complexity. This is what that looks like.

WriteLoss - ClaimWrite Inc. - Complex & Large Loss Estimation | writeloss.com

“Supervision is already covered in O&P.” That line gets written into claim files every week, and it strips real cost out...
08/26/2026

“Supervision is already covered in O&P.” That line gets written into claim files every week, and it strips real cost out of large loss estimates.

Here is the technical problem with it.

General contractor overhead pays for running a business. Office, insurance, accounting, estimating, administration. It spreads across every job the contractor runs, which is why it is a percentage. Profit is the return for taking the project on. Neither one pays for a superintendent standing on the job site.

Site supervision on a complex loss is a direct cost of that specific project. Sequencing eight trades through a burned-out structure, managing safety and access, coordinating inspections, and running quality control through drying and rebuild. That is labor performed on the job, the same as hanging drywall.

Xactimate is built the same way. Unit labor rates include a working crew component, which covers a trade supervising its own work. A drywall foreman watching drywall. Dedicated cross-trade supervision is not in those rates, and that is exactly why supervision exists as its own line item. If it lived inside O&P or the unit rates, the line item would not need to exist.

The test our estimators apply is simple. Would a contractor bidding this project staff dedicated supervision? On a small kitchen water loss, probably not. On a large fire, a multi-building wind claim, or anything with phased occupancy, no competent GC runs the job without a superintendent, and no real-world bid excludes that cost.

This is the kind of line item that separates a complete large loss estimate from one that quietly leaves money on the table. Every estimator on our staff holds Level III Xactimate certification, and catching items like this is the reason we only write complex and large loss.

If you have a file where the scope needs to reflect how the work actually gets built, we should talk.

WriteLoss - ClaimWrite Inc. - Complex & Large Loss Estimation | writeloss.com

We worked this loss alongside the carrier’s building consultants, the public adjuster, and our own team. Everybody walke...
08/03/2026

We worked this loss alongside the carrier’s building consultants, the public adjuster, and our own team. Everybody walked the same halls you see in this photo.

The file didn’t settle easy. It closed in front of a jury.

And then the part nobody posts about. Two more years of rebuild. We stayed with it through every phase, and the school came back strong.

Big square footage gets attention. Kids walking back into those halls is what makes this work worthwhile.

If you’re carrying a loss like this one, the kind where the scope is disputed and the numbers have to hold up in front of a jury, that’s the work we take.

Complex, Large Loss & Remote Estimation | writeloss.com/signup

Not at a desk building a line item list. Not arguing with an adjuster about what a square of shingles ought to price at....
07/31/2026

Not at a desk building a line item list. Not arguing with an adjuster about what a square of shingles ought to price at.
We write a lot of estimates for contractors. New construction and insurance work both. They send us the job and go back to running crews, chasing material, and keeping the schedule from falling apart. We do the writing.

Good contractors know their work cold. They just need it on paper in a form the other side has to take seriously. That is our end of it, and we like the people we do it for.

Send us the job. Go build something.

WriteLoss - ClaimWrite Inc. | Complex & Large Loss Estimation | writeloss.com

Xactimate is not your problem.The program does what it was built to do. It organizes scope, structures line items, and g...
07/15/2026

Xactimate is not your problem.

The program does what it was built to do. It organizes scope, structures line items, and gives the industry a common language. The framework is fine.

Read the EULA sometime. The vendor tells you, in its own license agreement, not to rely on the pricing data as the final word. They publish the numbers and then tell you to verify them.

Meanwhile, every estimate you write feeds your pricing back into that same database. Then the database gets quoted back at you as the ceiling on what a repair is worth. You gave away your pricing to a system whose own maker says don’t trust the pricing.

Quick test: have you ever priced a window in the program and had it come out right? Actual unit, actual market, actual install? That’s the gap between a database and a market value.

The software is a starting point. The judgment is the job.

If you have a file where the numbers are far apart and the whole argument is “that’s what Xactimate says,” reach out. That’s a conversation worth having.

Complex, Large Loss & Remote Estimation | writeloss.com/signup
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Most people look at scaffolding and see pipe and planks. We see a system with cost drivers that never make the estimate....
07/06/2026

Most people look at scaffolding and see pipe and planks. We see a system with cost drivers that never make the estimate.

Er****on and dismantle are not the same line. Rental runs by the month and stays up through the whole trade sequence. Multi-story access brings engineering, tie-ins, permits, and a sign-off. The weather barrier behind it is its own scope.

Miss one of those and the number is wrong. Wrong enough to blow up an appraisal.

That is why scaffolding drives so many callbacks to us. A lot of people handling claims cannot quite get there on the real components.

Complexity is the lane. That is the work we like.

WriteLoss - ClaimWrite Inc. — Complex & Large Loss Estimation | writeloss.com

06/29/2026

106,821 line items.

That was one wind loss. A full property, building after building, every elevation the storm touched.

The call came in Tuesday. We were on site Thursday. The inspection was complete and the data was back at the desk within ten days. The estimate followed a week later.

The hard part is not the size. It is that the damage you miss on a job like this is the stuff nobody sees from the ground.

Walk it fast and you leave scope behind. Walk it slow and the file dies waiting.

You have to do both.

Six months later, the claim settled at 97 percent of what we wrote.

That is not a flex. It is proof the documentation held.

- We Write - You Adjust, Build, & Litigate - 800-272-1601 -



Complex, Large Loss & Remote Estimation | writeloss.com/signup

“Beast mode,” they say. “We can sling it in no time.” “Bunch of pansies. I can carry four at a time.” I heard it on ever...
06/23/2026

“Beast mode,” they say.

“We can sling it in no time.”

“Bunch of pansies. I can carry four at a time.”

I heard it on every job I ever ran. And sure, there is pride in muscle.

But OSHA does not care how strong you think you are. One board off this pallet is already at the limit. A full stack, a hot Florida afternoon, and a guy trying to prove something? That is not a delivery. That is a back injury waiting to happen.

Here is the part nobody asks until it is too late: why wasn’t the cost to move the material included in the bid?

Moving product across a site is labor, equipment, and risk. Leave it out of the estimate and somebody eats it. Usually the guy carrying four at a time.

Beast mode is fine. Defensible numbers are better.

- We Write - You Adjust, Build, & Litigate - 800-272-1601 -



Complex, Large Loss & Remote Estimation | writeloss.com/signup

Today is Juneteenth.On June 19, 1865, Union troops reached Galveston, Texas and told the people enslaved there that they...
06/19/2026

Today is Juneteenth.

On June 19, 1865, Union troops reached Galveston, Texas and told the people enslaved there that they were free. The order freeing them had been the law for two and a half years. Nobody had delivered it. For more than 900 days, freedom belonged to those people on paper and was kept from them in fact.

That is the part of this day that stays with me.

The stakes in our work are not the same, and we will not pretend they are. But the principle Juneteenth carries forward reaches a lot of places, including ours. A right that exists only on paper is not a right anyone can use. A promise means nothing until it reaches the person it belongs to, in full, and on time.

That belief sits near the center of what our team does. Someone holds a policy. It is a promise in writing. Our job is to document the loss honestly so that promise gets delivered the way it was made. Not delayed. Not whittled down. Not left sitting on a shelf while someone waits.

Delay is its own kind of denial. Juneteenth is a reminder of that, taught by people who paid for delay at a cost no one in this industry will ever face.

So today we pause and remember. And we carry the lesson into the work tomorrow.

To our team and everyone observing, Happy Juneteenth.

WriteLoss - ClaimWrite Inc.

Tropical Storm Arthur is winding down over Texas, but its remnants are pushing rain across the Panhandle this week. Not ...
06/18/2026

Tropical Storm Arthur is winding down over Texas, but its remnants are pushing rain across the Panhandle this week. Not a big storm. Just a wet one.

Here’s the thing though: it’s only mid-June, and we already have a named storm on the board. Never count Mother Nature out. She always has other plans, and she rarely waits for the busy part of the season.

Stay dry, keep an eye on the water, and if this one finds a way into your property, we’re here when you need us.

- We Write - You Adjust, Build, & Litigate - 800-272-1601 -



Complex, Large Loss & Remote Estimation | writeloss.com/signup

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32439

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