Luby Roofing

Luby Roofing was created to be the most customer focused roofing company in Ohio/Kentucky/Indiana. A+ rated by BBB

06/04/2026

Another satisfied Luby Roofing customer! Thank you to the Walter family for trusting us for your roof replacement!

05/29/2026

This has been a very interesting year business wise in the roofing industry. I've seen many big changes. Insurance companies and how they are handling claims, how roofers are marketing, prices going up and up and customers becoming more informed about roof replacements.

Just a couple of days ago I visited a client who was shopping for a new roof. She had a small to mid size but beautiful home. She was a referral from a previous customer. I was the second roofing company to visit and give her a quote. I went over a couple of options we offer. Both included lifetime warranties with 15 years fully guaranteed and a full system built to Ohio code. I presented our offer and the lady almost cried when she saw our prices. At first I didn't know what to think. She quickly said yes I'll go with your company. She then showed me what the first company offered her. I was stunned when I saw their offer for her home. It was nearly four, yes four times more expensive than what we charge. In fairness the other company was replacing her decking. If it's needed and we replace that as well, we'll still be more than $20,000 under their bid. I explained that to the customer and she understands.

No condemnation on another business and how they operate or what they charge. What I am expressing is that homeowners should get a second or a third quote on a job. Customers should understand what each company is offering. A lower bid isn't necessarily a better option nor does it mean you'll get less for your money either. As always check reviews online for companies from a variety of sources. Ask questions about what you're buying and make an informed decision about what you'll receive. Good luck finding the best roofer for your home.

05/24/2026

Thanks Dwayne for trusting us to roof your home and garage!

05/14/2026

A customer recently asked me why should I pay an extra $1000 to your company for a roof instead of going with a cheaper option from another company? That's a great question and exactly what every homeowner should be asking their roofers.

Years ago when I started Luby Roofing I'd send a quote to a client that consisted of their address and a dollar amount on a quote sheet. If we got the job it was likely because we were the lowest priced option for that customer. Did the customer know what they were buying? Probably not.

Over the years we've been fortunate that we have worked with a couple of supply companies that have steered us in the right direction. We only install quality roofing systems from Atlas and Tamko.

A roofing system. What's that? It's roofing materials made to work together. You wouldn't drive a Ford F-150 with a Chevy motor and a Honda transmission would you? For example, Atlas, Owens Corning and Tamko offer starter, hip+ridge, and regular roof shingles in addition to synthetic felt paper, ice+water shield and ventilation products. When used together and installed to manufacturer specifications we can offer a lifetime warranty with a 10-15 year premium warranty period on your new roof.

In addition some roofing companies offer a workmanship warranty anywhere from a few months to many years.

Don't all roofing companies offer roof systems, warranties and workmanship protection for customers? One would hope. Many do and some don't. Ask questions if you're a homeowner in the market for a roof replacement. No homeowner wants to spend $5-$50,000 on a new roof that has no warranty and zero protections for themselves. Make sure to check reviews, Facebook, Yelp, Google, etc and ask questions so you get the best deal on a quality new roof! Good luck.

05/12/2026

This is a first for Luby Roofing. A handwritten thank you card. Thank you for your kindness and business.

05/04/2026

I often see posts from homeowners who have been "ripped off" by contactors. Many times shady contractors demand half the payment(or more) before they do any work. The next part of the story is the contractor either never shows up and tries to disappear or he/she starts the job and "ghosts" the client after a visit or two. The homeowner usually loses the money with no repair or remodel.

Luby Roofing's policy for most homeowners requires no payment until the job is completed. For larger jobs and commercial deals we accept no payments until the materials are delivered.

Most trustworthy contractors should be willing to accept no payments until materials are delivered or work has started. The majority of the payment should be when the work is completed to a satisfactory level.

Homeowners should certainly check Google ratings, consult with the BBB, and ask for referrals from friends or relatives before hiring a home improvement company. With a little research and due diligence most homeowners can avoid making a costly mistake. Good luck!

04/30/2026

If you wonder why a new roof costs so much more than they did last year? Three years ago? Five years ago? This is in addition to the 12% increase across the board January 1 from this same supplier. If you need a roof and have the means to purchase one? It would be better to act sooner rather than later.

04/23/2026

Two more satisfied Luby Roofing customers. Thank you to the Cousino and Steinke families for trusting Luby Roofing.

04/18/2026

Another satisfied customer. Thanks for choosing Luby Roofing!

04/11/2026

Home Insurance part 2

I recently wrote about changes in property insurance and have found out much more. I'd bet almost all homeowners are unaware of the majority of the recent changes. Separate deductibles and payment schedules are becoming common. For example, if your home experiences wind or hail damage. Your standard deductible rises in some instances to $2500, $5,000 or even more. Damage payments can go from full replacement coverage to what's called ACV coverage. Many ask what is ACV coverage? The formula insurance companies use is
Replacement cost - Depreciation = Actual Cash Value.
ACV is simply far less than what it costs to replace your roof, siding or damage to your home caused by wind/hail storms.

Some insurers cap wind/hail damage to $10,000 or another payment total. This week a customer had a policy rider that paid wind/hail damage to 50% of the damage total.

Another "trick" insurance companies are using is 1%, 2%, or 3% deductibles. Sounds like a small deductible doesn't it? The average home today in Ohio is valued at $250,000. 1% is $2500 with a 3% deductible at $7500. Most people don't know this.

How did these changes happen? Insurance companies are trying to limit their payments for storms. Most homeowners can understand that. What most don't know though is changes to your homeowners policy are often changed at renewal dates. You get your insurance bill for the new year with the 40 page policy included in the envelope. Those changes are put in because the insurers know few people read and even fewer understand what's in the policy.

What's a homeowner to do?
Luby Roofing suggests a yearly review with your agent to make sure your coverage is adequate. If you ask only one question. Ask your agent what's not covered in your policy? Good luck and as always reach out if you have questions regarding your home.

Address

Lakota Meadows Drive
Middletown, OH
45044

Telephone

+15134704629

Website

http://lubyroofing.com/

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