08/20/2026
🏠 IF YOUR ROOF IS APPROACHING 10 YEARS OLD, READ THIS. 👀
If you have an asphalt shingle roof on your home or business that is approaching 10 years old or older, now is the time to have it professionally inspected—not after it starts leaking. 💦
Why does it matter? 🤔
Insurance coverage on aging roofs is changing. Some insurance carriers may limit roof coverage, apply depreciation, or change how older roofs are settled—from Replacement Cost Value (RCV) to Actual Cash Value (ACV).
That difference can potentially cost you thousands of dollars after a severe weather event. ⚡️⚡️
With Replacement Cost Value coverage, a covered loss may allow for replacement of damaged property subject to the terms of your policy, with your deductible being your responsibility. With Actual Cash Value coverage, depreciation may be deducted based on the age and condition of the roof, leaving you responsible for significantly more of the replacement cost.
A roof doesn’t have to be leaking to have a problem.
If your roof is nearing a decade old, being proactive now could save you a lot of money later. A professional assessment can help determine:
• The approximate age and current condition of your roof
• Signs of hail, wind, mechanical, or other damage
• Remaining serviceable lifespan
• Maintenance or repairs that should be addressed
• Whether it may be time to speak with your insurance agent about your current roof coverage
I share this information because I want homeowners and property owners to understand the condition of their roof before they find themselves dealing with a major problem or unexpected out-of-pocket expense.
Don’t wait just because it isn’t leaking. Waiting could cost you considerably more in the end.
📲 Call or text me to schedule a professional roof assessment.
I’d be happy to take a look and show you exactly what condition your roof is in.
Be proactive. Protect your property. Protect your wallet.
Experience the Deluxe Difference. 👑🏠
Deluxe Roofing & Construction, LLC.
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