Sanders Presley Realtor Team

09/03/2026

Thinking about buying a home? Getting pre-approved is one of the smartest first steps you can take. To get started, most lenders will want four basic things: a current driver's license or state-issued ID, your Social Security number, proof of income and funds available for your down payment, and a list of your current debts.Having these items ready can help streamline the process and give you a clearer picture of what you can comfortably afford. It can also strengthen your position when it's time to make an offer.If you're preparing to buy, I'm happy to connect you with trusted lenders who can help you take the next step with confidence.

Learn more at https://BetterHomeowners.com/TemaraPresley/2026/09/03/4-things-to-start-your-pre-approval

Helping homeowners when they buy, sell and all the years in between.
(503) 705-2546 [email protected]

09/02/2026

There's a lot of discussion about mortgage debt today, but the bigger story may be how much equity homeowners have actually built. Stronger lending standards and years of appreciation have created substantial homeowner wealth across the country. If you'd like to better understand today's housing market and what it could mean for you, I'd be happy to help

Helping homeowners when they buy, sell and all the years in between.
(503) 705-2546 [email protected]

Despite concerns about mortgage debt, today's homeowners collectively hold trillions of dollars in equity, reflecting stronger lending standards and long-term wealth accumulation through homeownership.

09/01/2026

Days on market can tell you more than how long a home has been listed. It may provide clues about demand, pricing, condition, and seller motivation.A newly listed home could require quick action, while one that has been available for several weeks may create an opportunity to ask questions or negotiate.However, the displayed number does not always tell the complete story. A listing can be removed and relisted, causing the DOM counter to restart.Before making an offer, ask your agent to review the property's full listing history and cumulative days on market. Better information can help you evaluate the seller's position, structure a stronger offer, and make a more confident buying decision.

Learn more at https://BetterHomeowners.com/TemaraPresley/2026/09/01/What-Buyers-Should-Know-About-Days-on-Market

08/31/2026

There isn't a "right age" to downsize. The best time is when your home no longer fits your lifestyle. Maybe the kids have moved out, maintenance has become overwhelming, or you'd rather reduce expenses and spend more time traveling or enjoying life. For others, downsizing can free up equity for retirement or simplify everyday living. The decision is personal and should balance your financial goals with the lifestyle you want. Before making a move, it's worth exploring all your options. If you're wondering whether downsizing makes sense for you, I'd be happy to discuss the pros and cons and help you create a plan that supports your next stage of life. DM and I'll send our Information Guide on Downsizing.

Learn more at https://BetterHomeowners.com/TemaraPresley/2026/08/31/Is-It-Time-to-Downsize

Helping homeowners when they buy, sell and all the years in between.
(503) 705-2546 [email protected]

08/28/2026

Selling a home isn't just about the price; it's about what you walk away with. Common costs include agent commissions, closing costs, possible repairs, and concessions to the buyer.Every situation is different, and some costs can be negotiated or minimized with the right strategy.The key is understanding your estimated net before you list, so there are no surprises at closing.I can help you break down the numbers and walk you through what to expect based on your home and your market. If you're even thinking about selling, let's take a look so you can plan with confidence.

Learn more at https://BetterHomeowners.com/TemaraPresley/2026/08/28/What-does-it-really-cost-to-sell-your-home

Helping homeowners when they buy, sell and all the years in between.
(503) 705-2546 [email protected]

08/27/2026

Your trusted agent can recommend a trusted mortgage lender which is crucial for most first-time buyers.

Learn more at https://BetterHomeowners.com/TemaraPresley/2026/08/27/Smart-Actions-for-First-time-Homebuyers

Helping homeowners when they buy, sell and all the years in between.
(503) 705-2546 [email protected]

08/26/2026

Many homeowners are surprised to learn how much equity they've built over the years. That equity may be able to help with renovations, debt consolidation, investing, or even making a move to a better-fit home. If you'd like to better understand your home's value and the opportunities your equity may create, let's talk.

Helping homeowners when they buy, sell and all the years in between.
(503) 705-2546 [email protected]

Many homeowners have accumulated substantial equity in their homes, creating opportunities to improve finances, invest in the future, and achieve important life goals.

08/26/2026

In the 237 days of 2026 Eva and I have sold 31 homes; that’s about once a week when one of our buyers or sellers closes on their home. To say there are headwinds in real estate would be so very kind. It’s more like a tornado of variables. And yet, the average home value in the Portland Metro area has increased by 1.7% in the last 12 months. This market is finicky, straightforward, confusing, predictable, tricky, transparent…pick a day…pick a new description…any description might apply to a different location or price point. If you are considering buying or selling a home, use an agent who is actively searching, touring, inspecting, writing offers, negotiating repairs, navigating fluctuations in interest rates, anticipating appraisal issues, and familiar with the roller coaster of consumer opinions and emotions. Yes, Eva and I are busy, but we are never too busy to help you, your colleague, family member or friend. Thank you so much for trusting us with your business and referrals, we look forward to the next 128 days of 2026 helping clients succeed in this market.

08/26/2026

Every time a client gets keys to a home it’s incredibly special. For a few buyers, they’ve had a discouraging and challenging journey and getting those keys is meaningful on so many levels. Congratulations, Mat & Laura ❤️ I’ll be sending you texts once in a while just because I’m going to miss y’all!

08/25/2026

If you have the ability to make a large principal payment and want to lower your monthly mortgage payment, recasting may be worth asking your lender about. A recast allows some homeowners to keep their existing loan and interest rate while the lender recalculates the payment based on the lower loan balance. This can be appealing if your current rate is lower than today's rates. However, recasting is typically only available on conventional, conforming loans, and FHA, VA, and USDA loans are generally not eligible. Refinancing is different because it replaces your current loan with a new one.

Learn more at https://BetterHomeowners.com/TemaraPresley/2026/08/25/Mortgage-Recasting-to-Lower-Your-Payment