06/30/2026
Most homeowners find out what their insurance actually covers when it's too late. 🏠
Here's what surprises people the most:
❌ Gradual wear and aging - not covered
❌ Lack of maintenance - not covered
❌ A 20-year-old roof that finally fails - not covered
Insurance covers sudden events. Hail. Wind. Fallen trees. Not a roof that simply reached the end of its life. ⚠️
And it gets more complicated. Many carriers are now shifting from Replacement Cost Value to Actual Cash Value on older roofs, meaning on a $25,000 claim, you could be left covering $13,000–$15,000 out of pocket. 💸
What most homeowners don't know:
✅ Roofs with UL2218 Class 4 impact resistance can qualify for 10–30% premium discounts
✅ You don't need a full replacement to get there
✅ GoNano NuRoof carries Class 4 certification, installed in a single day by a Certified GoNano Contractor
New article is live, https://hubs.ly/Q04m7WRd0