08/29/2026
🏡 UP TO $55,000 IN DOWN PAYMENT ASSISTANCE + $10,000 TOWARD CLOSING COSTS
Buying a new home can require a significant amount of cash upfront. For buyers considering a Deso Homes Land & Home Package - or those who already own land and want to place a new home on it - there are third-party assistance programs that may help, plus a separate closing-cost incentive directly from Deso Homes.
🔑 Champlain Housing Trust - Up to $40,000
Qualifying buyers may receive up to $40,000 in down payment assistance toward an eligible new manufactured home, whether you already own the land or are purchasing the land and home together as a Land & Home Package. This is a 0% interest deferred loan, with repayment generally deferred until the property is sold, transferred, or refinanced. Income limits and other eligibility requirements apply.
Learn more:
https://www.getahome.org/manufactured-housing-loan/
🔑 VHFA Homebuyer Programs - Up to $15,000
VHFA offers assistance programs for eligible Vermont homebuyers, including programs that may provide up to $15,000 toward down payment and/or closing costs. Eligibility varies by program and may include income, first-time or first-generation homebuyer, financing, asset, and other requirements.
Learn more:
https://vhfa.org/StatePrograms
💰 PLUS: $10,000 TOWARD CLOSING COSTS FROM DESO HOMES
For a limited time, Deso Homes is offering $10,000 toward closing costs on qualifying new Gervais Lane Land & Home Packages. This Deso Homes incentive is not income-sensitive and is separate from the third-party programs above. Terms and conditions apply.
Whether you already own land or are looking for a complete Land & Home Package, these programs could significantly reduce the upfront cash needed to purchase a brand-new home.
📲 Contact Deso Homes today to explore your options and see which programs may apply to you.
Deso Homes does not administer or determine eligibility for Champlain Housing Trust or VHFA programs. Third-party programs are subject to income limits, eligibility requirements, underwriting, funding availability, and program terms, which may change. Not all buyers or properties will qualify. “Up to $55,000” assumes eligibility for and the ability to combine applicable third-party programs; actual assistance may be less. The separate $10,000 Deso Homes closing-cost incentive is not income-sensitive and is subject to the terms of the Gervais Lane promotion.
Get in touch with us today, and easily!
