05/10/2016
Hail Storm in Rockville MD
If you live, or have friends and family that live in Rockville, please have your property inspected for hail damage by a professional. Hail Spotter is reporting sizes from 1 inch to 2.75 inches. Hail that large can damage even newer shingles, not to mention void any and all warranties you may have had.
As a homeowner, you may not be able to spot the damage hail causes. Hail can bruise and micro-fracture a shingle and you will not notice it until the shingle starts to deteriorate in the next few years. By that time, your insurance company will no longer cover the replacement and you will be left to pay for a roof replacement out of pocket.
Many of the cars and trucks in the area were damaged by the recent storm and many of you will be contacting the insurance company to get repairs done. That same damage may exist on your home. And unfortunately, without the proper professional representation, your insurance company may not give you all that you are entitled too.
Insurance companies are in business to make a profit. Paying out claims for widespread damage caused by a storm is not profitable. It’s not personal, its business. In order for the insurance companies to continue to offer coverage, they will have to raise the rates of everyone in the affected area and pay as little as possible on each claim. It’s simple math.
Many of you worry about your rates going up. The truth is that whether you file a claim or not, your rates will likely increase to cover the costs of all the repairs in the area. It is against the law for them to raise your individual rates as a result of a storm damage claim but they can raise the rates of everyone in that zip code, city, or county.
So protect your assets. Call a professional and get your property inspected. Most will even do a free, no obligation inspection. And don’t forget, you may only have 6 months to file a claim so don’t wait. Act now!