Michael Fitzgibbon - North Jersey Public Adjuster - Sipe Adjustment Group

Michael Fitzgibbon - North Jersey Public Adjuster - Sipe Adjustment Group When your home is damaged, it’s overwhelming — but you don’t have to go through it alone. Proudly based in North Jersey.

I help New Jersey families recover after fire, water, or storm loss with compassion, guidance, and trusted support.

01/31/2026

This is a real home after a severe fire. Even when the flames are out, the damage does not stop at what you can see. Heat, smoke, and soot travel through the entire house and affect structure, finishes, and personal belongings.

One small tip we always share. Once or twice a year, take a few quick photos or short videos of your home with your phone. Walk room to room. Open closets. Snap shelves and cabinets. We are already taking photos every day, so why not take a few of your home.

If something unexpected ever happens, those pictures can help remind you what you had when things feel overwhelming and help with proof for insurance.

This walkthrough shows why taking your time and documenting everything matters after a loss.

"In case you need us."

After damage, it is natural to want to clean up as fast as possible.Wet carpet. Ruined furniture. Clothing pulled from d...
01/14/2026

After damage, it is natural to want to clean up as fast as possible.

Wet carpet. Ruined furniture. Clothing pulled from drawers and closets.

Before throwing anything away, take a moment to document it.

Insurance claims often rely on proof of what was damaged. Photos help show the full picture, including items that are easy to overlook.

If it is safe to do so, take pictures first. Open drawers. Check closets. Small items can make a difference.

"Should you need us."


Quick thing most homeowners are not told. When you file an insurance claim, the adjuster sent by the insurance company w...
01/07/2026

Quick thing most homeowners are not told.

When you file an insurance claim, the adjuster sent by the insurance company works for them, not for you.

A PUBLIC ADJUSTER works solely for the homeowner. Their job is to help document the damage and explain the claim, so nothing important gets missed. They handle communication with the insurance company, so you do not have to.

This matters because insurance paperwork and the claims process can be confusing, especially after something stressful happens.

"Should you need us."

Most homeowners do not realize this.The first insurance offer is often just a starting point. Kind of like the first dra...
12/30/2025

Most homeowners do not realize this.

The first insurance offer is often just a starting point. Kind of like the first draft, not the final cut.

The first image shows an initial offer after water damage, prepared by the insurance company and their third party vendors.

The second image shows the updated amount after the claim was carefully reviewed and documented by Sipe Adjustment Group.

Nothing shady. Nothing exaggerated.

Just making sure the full story was accounted for and presented clearly.

This is why it is important to understand your claim before accepting anything.

"Should you need us."

This long weekend we celebrate freedom, community, and the strength that brings us together.As you're enjoying the firew...
07/02/2025

This long weekend we celebrate freedom, community, and the strength that brings us together.

As you're enjoying the fireworks, BBQs, and time with loved ones, please be safe, especially around fireworks. A little caution goes a long way in preventing accidents and protecting your home.

And remember: if disaster does strike, we're here to help you through it—every step of the way.

📍 Proudly serving all of New Jersey
🔧 Public Insurance Adjusters | Property Loss Management

Stay safe, enjoy the holiday, and God Bless America! ❤️🤍💙

🔥 Real Fire Risks Start Right Outside Your Walls.Here’s a look at a home where fire damage didn’t start inside — it bega...
06/05/2025

🔥 Real Fire Risks Start Right Outside Your Walls.

Here’s a look at a home where fire damage didn’t start inside — it began on the outside and moved in fast.

At Sipe Adjustment Group, we’ve handled cases just like this across New Jersey. Outdoor fire risks are more common than most homeowners realize:

✅ Dry debris near siding
✅ Overloaded outdoor outlets
✅ Grills or fire pits too close to structures
✅ Over filled gutters

Even small sparks can cause major damage.
I'm proud to be part of a team that’s been helping families recover for years and I’m here to be a resource in North Jersey.

📍 Michael Fitzgibbon | North Jersey Public Adjuster
📞 Sipe Adjustment Group | Serving all of NJ

Now Serving North Jersey HomeownersI'm proud to share that I’ve officially launched my page as a licensed public adjuste...
05/28/2025

Now Serving North Jersey Homeowners

I'm proud to share that I’ve officially launched my page as a licensed public adjuster serving North Jersey, backed by the experienced team at Sipe Adjustment Group.

When your home is damaged by fire, water, or storms, it can be overwhelming, but you don’t have to face it alone. I’m here to guide you through the insurance process and fight to make sure you’re treated fairly.

Whether you’re a homeowner, business owner, or just want to learn how claims work, I’d love your support:

👍Like this page
📤 Share it with anyone who might need help
💬 Message me with questions anytime

Let’s protect your home and your peace of mind.

Michael Fitzgibbon
North Jersey Public Adjuster
Sipe Adjustment Group

Address

45 Water Street
Toms River, NJ
08753

Telephone

+16097130807

Website

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