The Harrell Team - NMLS #841957

09/08/2026

Buying a home comes with a lot of moving parts, and your interest rate is one of them. 🔒🏡
A mortgage rate lock can help protect an available interest rate for a set period of time while you work toward closing. Lock periods commonly vary based on the loan, lender, and timing of your transaction.
Have questions about when to lock or what options are available? Reach out and let’s talk through it.

09/07/2026

This Labor Day, we’re celebrating the hard work that goes into building a life—and sometimes, buying a home.

When you apply for a mortgage, income can be documented in different ways depending on how you earn it. Salaried employees, hourly workers, commissioned employees, self-employed buyers and retirees may each provide different information.

A job change, variable schedule or nontraditional income does not automatically mean homeownership is out of reach. It simply means we need to understand the full picture and determine which loan options may fit.

Before you count yourself out, let’s have a conversation. The Harrell Team is here to explain the process without making it feel complicated.

09/04/2026

Still hearing talk about a housing bubble? 🏡💭

Today’s housing market looks very different from 2008. Limited housing supply, stronger borrower qualifications, and higher levels of homeowner equity are just a few of the reasons why.

Thinking about buying a home? Let’s talk through today’s market, your financing options, and what makes sense for your goals.

09/03/2026

Mortgage rates are always changing—but the right time to start the conversation could be today. Let’s talk about your goals, explore your options, and find a loan that works for you. Give us a call today!

09/02/2026

Buying a home is more than signing paperwork and receiving the keys—it’s a major milestone and the beginning of a brand-new chapter. 🏡💙
We understand how much trust it takes to choose a mortgage team to guide you through such an important decision. From answering questions and reviewing options to navigating each step toward closing day, it’s a privilege to walk alongside our clients and help make the process feel a little easier.
To every client who has chosen Revolution Mortgage and The Harrell Team, thank you for trusting us with your homeownership journey. Your confidence, referrals, and continued support mean more to us than we can say.
We’re grateful for every family we’ve had the opportunity to serve, and we look forward to helping many more make their next move with confidence!

09/01/2026

Non-QM loans are designed for borrowers whose financial picture may not fit neatly into traditional mortgage guidelines. 🏡

From self-employed buyers and real estate investors to borrowers using alternative income or asset documentation, Non-QM financing may offer additional ways to qualify.
The right program depends on your individual financial situation, property, and eligibility, so exploring your options is a great place to start.

08/31/2026

We’re honored to be nominated for The Wilson Times Readers' Choice Awards!
It means so much to our team to be recognized by the community we love serving. If we’ve had the opportunity to help you, your family, or your friends, we would be incredibly grateful for your vote!
Thank you for trusting us, supporting us, and allowing us to be a part of your homeownership journey. We truly couldn’t do what we do without YOU.
Vote for Revolution Mortgage for The Wilson Times Readers' Choice!
Every vote means more than you know. Thank you for your support!
See link in the comments-

08/31/2026

🚨 Why do we ask for income documents BEFORE we preapprove you?

Because a preapproval based on the wrong income isn’t really a preapproval. 🤷‍♀️

I’d estimate at least 95% of the applications we review have income entered incorrectly — and income is one of the biggest reasons loans get denied.

Not all income can be used. Overtime, bonuses, commission, self-employment, second jobs, etc. all have different rules depending on the loan program and how long you’ve received it.

Yes, another lender may give you a preapproval without reviewing your income documents. It definitely feels easier.

Until you’re under contract and the underwriter reviews them.

Now you could have due diligence money, inspections and an appraisal — potentially thousands at risk — only to find out the income used to qualify you doesn’t actually qualify.

A couple documents upfront seems a whole lot easier than that. 😉

We’re not trying to make preapproval harder. We’re trying to make sure it’s actually accurate.

Call now to connect with business.

08/31/2026

SAVE THE DATE!
It’s almost time for one of our favorite events of the year — our Annual Client Appreciation Event!
Mark your calendars and save the date. We can’t wait to spend the evening celebrating and saying THANK YOU to the clients who continue to trust and support The Harrell Team.
Keep an eye on your inbox later this week — official invitations with all the details will be heading your way soon!
We hope to see you there!

08/27/2026

Check out how the market is trending! I'm here for you! Let's talk.