21/04/2026
Your offer is accepted. The paperwork is moving. Then the bank asks for approved building plans β and suddenly everything stops.
It happens more than people expect. Banks can't lend against structures that were never approved by the municipality, so anything built without plans (extra rooms, converted garages, granny flats) gets flagged during valuation. The result is either a reduced bond or a refusal to proceed.
The fix is as-built plans. A drafter measures and draws the structures as they currently stand, submits them to council, and gets them approved. Once that's done, the bank has what it needs. The process takes time, so sorting it before you list saves a lot of stress later.
If your bank has flagged a compliance issue, or you're not sure whether your property has all its approvals, get in touch.
π Read more: douglasdrafting.co.za/when-does-the-bank-require-approved-building-plans
π Get a quote: forms.gle/hcnuVF4fdDuVFuYU9